Free course · 9 chapters · about 90 minutes
Investing, explained from zero.
Nine short chapters that cover what a beginner needs to know: what money does, how stocks and funds work, what bonds, gold, options, and crypto are, how retirement accounts save tax, and how to build a first portfolio. Plain words. Core facts first. No advice.
The course
Read in order the first time. Each chapter opens with its core facts, so you can skim what you already know.
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1
Money Basics
Inflation, compounding, risk, and time horizon. The four ideas everything else depends on.
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2
How the Stock Market Works
What a share is, how prices are set, who the big players are, and what an index measures.
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3
Index Funds and ETFs
Diversification, expense ratios, and why most beginners start with a fund, not a stock.
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4
Bonds and Treasuries
Lending money for interest, why prices and yields move opposite, and where bonds fit.
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5
Gold and Commodities
What a commodity is, the ways to own gold, what moves its price, and what it cannot do.
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6
Options Trading
Calls, puts, premiums, and strike prices, with the risks stated before the strategies.
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7
Crypto and Blockchain
Bitcoin, blockchains, wallets, and the specific ways beginners lose money.
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8
Roth IRA and Retirement Accounts
Roth vs. traditional, contribution limits, 401(k) matches, and withdrawal rules.
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9
Building Your First Portfolio
Allocation, automatic investing, rebalancing, and fees. The habits that matter most.
How it is written
Core facts first
Every chapter starts with the five to eight facts that matter. If you only read those, you still leave knowing the essentials.
Short words, short sentences
Terms are defined where they appear and collected in the Glossary. Nothing is assumed.
Mistakes named, not hinted
Each chapter lists the specific ways beginners lose money on that topic, so you recognise them before they happen.
Library
Reference pages for specific questions. Not part of the course order.
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The Whole Course in 5 Minutes
Every chapter's core facts on one page. Read this first or read it last.
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Glossary
Every investing term in the course, defined in one plain sentence.
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Choosing a Broker
What a brokerage is, which fees matter, and how to open a first account.
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Credit Cards and Credit Scores
How credit works, how scores are calculated, and how to use a card safely.
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Crypto Wallets
Software vs. hardware wallets, seed phrases, and how people lose coins.
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How to Read Financial News
What headlines mean, which numbers matter, and what to ignore.
About Sheeplz
Sheeplz is written and maintained by Dylan Siegel. It exists because most beginner investing content is either sales material or too long. This is neither. It is free, it stays free, and it does not tell you what to buy. Corrections are welcome on the Sheeplz Discord.